• Is Costco worth it? Find out now

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    Normally when people do their shopping they expect to not have to pay just to do so. Well warehouse stores like Sam’s Club, BJ’s Warehouse and Costco beg to differ and charge annual membership fees ranging from $45 to $110 per year for the privilege.  While there are a number of large nationwide warehouse chains I am going to focus on the largest, Costco and attempt to answer the question is Costco worth it?.

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  • Cheapest States to Buy the New Tesla Model 3


    The new Tesla Model 3 has been unveiled and pre-orders have already begun rushing in with over 150,000 in the first 24 hours and recently reaching almost 400,000. As an industry leader in the electric vehicle (EV) market Tesla’s Model 3 news was eagerly anticipated due to its “more affordable” price point at $35,000 and recent history of strong and positive reviews with other models.

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  • Retire early! Learn how you can do it now

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    Nobody wants to work for 50 years. However, the majority of us will undoubtedly do so until we are in our sixties in one form or another. Life is a temptress in that it convinces us to make financial decisions that result in an overly prolonged career. While there are plenty of rewarding careers, everyone has their down days where they ask themselves “How long do I have to do this for?”. Read More

  • Looking for the best cellphone plans?


    According to a recent Pew Research Center release, 64% of Americans use smartphones. This figure is up 6% from 2014 and will continue to increase. Much like a cable TV subscription, cellphone plans are designed to nickel and dime you whenever possible. Whether it is during sign-up process with activation-fees, going over monthly plan limits incurring overage charges or cancelling/switching carriers too early and paying termination fees, their profits are always maximized.

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  • How to Invest with Just Spare Change

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    Investing is one of those terms that makes a lot of people cringe. Whether you have been on the bad end of an investment or never been bothered start, investing can have a polarizing effect. If plans like 401ks, Mutual Funds, Roth or Traditional IRAs are ones you typically avoid but, know deep down you should be actively investing in, then this is the article for you. We will review a new and nearly effortless option for beginning your investment portfolio and learning how to invest.

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  • The Best States to Live In– 2016 Edition

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    Most of us at one point or another have probably considered moving to a new state. While family or friends living abroad may entice potential destinations, this may not always be the case. When you have the opportunity to choose, ensure you are selecting the best state which satisfies your commitments and goals. There are many different aspects to consider when making your decisions however, there are some universally agreed upon factors. Safety, education, job security and even climate are just a few of the criteria that most people agree are important. To help determine my options for best states to live in I created a list of 11 critical categories:
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  • The 2016 Ultimate Car Buying Savings Guide!

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    The car buying process can be a daunting experience even for a seasoned shopper. Car dealerships have countless avenues in which they can funnel buyers through to maximize their profits. In the following 14 steps I will layout a blueprint you can utilize to secure the best deal from almost any dealership on almost any vehicle potentially saving thousands!
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  • Shop online? Do it right with cash back rewards!

    Online Shopping Cash Back

    According to Forrester Research data US online spending will reach $327 billion for 2016 with as much as 56% of the population participating at an average of over $1,500 spent per person. Wouldn’t it be great if every time you shopped online you could get paid cash back? Well you guessed it, you can and even better there are options!

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  • Always Use Credit Cards Over Debit

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    Why choose only credit cards? Well, in today’s world with increased identity theft and surging prices for goods and services it only makes sense to use only credit cards versus debit.

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  • On Board Credits – The key to cheaper cruises!


    Cruises are not cheap and when you add port excursions, taxes, fees, on board gratuities, and miscellaneous spending you end up with an bloated vacation bill.  While the cost of cruising may seem high believe it or not they still rank among the top value for consumers, year over year. Read More