All posts in Savings

  • Retire early! Learn how you can do it now

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    Nobody wants to work for 50 years. However, the majority of us will undoubtedly do so until we are in our sixties in one form or another. Life is a temptress in that it convinces us to make financial decisions that result in an overly prolonged career. While there are plenty of rewarding careers, everyone has their down days where they ask themselves “How long do I have to do this for?”. Read more

  • Looking for the best cellphone plans?


    According to a recent Pew Research Center release, 64% of Americans use smartphones. This figure is up 6% from 2014 and will continue to increase. Much like a cable TV subscription, cellphone plans are designed to nickel and dime you whenever possible. Whether it is during sign-up process with activation-fees, going over monthly plan limits incurring overage charges or cancelling/switching carriers too early and paying termination fees, their profits are always maximized.

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  • The Best States to Live In– 2016 Edition

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    Most of us at one point or another have probably considered moving to a new state. While family or friends living abroad may entice potential destinations, this may not always be the case. When you have the opportunity to choose, ensure you are selecting the best state which satisfies your commitments and goals. There are many different aspects to consider when making your decisions however, there are some universally agreed upon factors. Safety, education, job security and even climate are just a few of the criteria that most people agree are important. To help determine my options for best states to live in I created a list of 11 critical categories:
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  • The 2016 Ultimate Car Buying Savings Guide!

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    The car buying process can be a daunting experience even for a seasoned shopper. Car dealerships have countless avenues in which they can funnel buyers through to maximize their profits. In the following 14 steps I will layout a blueprint you can utilize to secure the best deal from almost any dealership on almost any vehicle potentially saving thousands!
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  • Always Use Credit Cards Over Debit

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    Why choose only credit cards? Well, in today’s world with increased identity theft and surging prices for goods and services it only makes sense to use only credit cards versus debit.

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  • Stop spending $4,000 on groceries. Learn how to save 15% or more!

    According to the U.S. Bureau of Labor Statistics, the average American family spends around $4,000 per year on groceries ($333/month for budget spread-sheeters out there). This statistic could even be higher for a lot of families depending on their purchasing habits, like choosing organic over conventional products. After reviewing our monthly grocery bill for the last twelve months we discovered that we frequently exceeded $500+ per month!

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